(Last Updated On: April 19, 2014)
Linda Jamii is a low cost medical insurance scheme where the users pay for premiums via MPESA and get access to affordable health care in the 630 ‘second tier’ private hospitals all over the country.
The product does not exclude any diseases but there are various situations which may not be covered by Linda Jamii.
1. Cost incurred due to any illegal or criminal act. You won’t get covered if you went to hospital due to doing illegal things.
2. When you injure yourself intentionally or medical expenses caused by drug addiction.
3. When you have already received compensation from another source for the expenses. This includes those from National Hospital Insurance Fund (NHIF) and employer liability insurance.
4. When you go do a general medical check up which is not related to any disease diagnosed or any accidental injury. This is mainly for those people who are not sick but go to hospital for a check up to see of the doctor will find any kind of issues with their health.